The Terms Text is contained in the 1 record of BKSYMSTR.Bxx.
They are in the BKSY_TERMS array (1 - 20).
In the ODBC world, these field names are:
BKSY_TERMS_1
BKSY_TERMS_2
.
.
BKSY_TERMS_20
To get to these values in Crystal, you can do a != link between the BKAPVEND.BKAP_VENDCODE and BKSYMSTR.BKSY_TERMS_1. This will cause this one record in BKSYMSTR to be returned in the result set.
Next, you make a Crystal function that assigns all the BKSY_TERMS_X values to a global crystal stringvar array.
To display the Terms text, make another crystal function that returns the BKAP_TERMS_NUM element of the global array.
Here is a sample in Crystal V10:
http://spectronics.com/dba/venterms.zip